If you’re an Apple Pay user, you might be wondering: Does Walmart take Apple Pay? The short answer is no—Walmart does not currently accept Apple Pay in its stores or online.
Instead of Apple Pay, Walmart promotes its own mobile payment system called Walmart Pay, which works through the Walmart app. Unlike Apple Pay, which uses NFC (Near Field Communication) technology, Walmart Pay requires you to scan a QR code at checkout. While it’s still a contactless payment option, it’s not as seamless as simply tapping your phone or Apple Watch.
So, what can you use to pay at Walmart? Walmart accepts credit and debit cards, Walmart gift cards, cash, PayPal, and even Affirm for financing. Some shoppers have found a workaround by purchasing Walmart gift cards online with Apple Pay and then using them in stores—but this isn’t exactly convenient.
So, why doesn’t Walmart accept Apple Pay? It mostly comes down to cost. By using Walmart Pay instead, Walmart avoids transaction fees that come with third-party payment providers.
While it’s disappointing for Apple Pay users, there’s always a chance Walmart could change its policy in the future. But for now, if you want a contactless way to pay at Walmart, Walmart Pay is your best bet.
So, does Walmart take Apple Pay? Unfortunately, no—but at least there are other payment options to make your shopping trip smooth and easy.
